| Description of Risk |
Coverage/Limit(s) |
Premium |
| |
|
|
| Homeowners - Concord, MA |
TIV - $7,580,000 |
$19,896 |
| Interpreting Service |
E&O $1MIL/$1MIL |
$6,200 |
| Tavern/Restaurant - Coastal |
Package w/ liquor |
$20,000 |
| Nursing Home - Coastal |
Wind Only |
$6,000 |
| Employment Screening Consultant |
E&O $1MIL/$1MIL |
$2,400 |
| Oil Delivery Truck Physical Damage |
PD - $45,000 |
$2,500 |
| Swimming Pool/Spa Installer |
GL - $1MIL/$2MIL |
$9,500 |
| Fuel Oil Dealer |
GL - $2MIL/$2MIL |
$5,700 |
| Waterproofing Contractor |
GL - $1MIL/$2MIL |
$6,500 |
| Secondary Umbrella |
$10 MIL |
$9,000 |
| Pizza Delivery |
Excess Auto |
$5,000 |
| Tavern/Pub with outdoor Pool |
General Liability w/ liquor |
$16,000 |
| Adult DayCare |
General Liability w/ sexual molestation |
$4,000 |
| Coastal Commercial Property |
Property & Liability |
$8,000 |
| Multi Tenant Mill Building |
Package & Umbrella |
$20,000 |
| Condo Complex - Cape Cod |
Wind Deductible Buyback |
$9,000 |
| Valet Company |
GKLL-$50K per veh/$500K occ |
$6,195 |
| Marine Repair (boats, motors etc) |
GL - $1MIL/$2MIL |
$4,520 |
| Hotel - Martha's Vineyard |
Property - $11MIL + w/ $100K Wind |
$53,000 |
| 5 Day Special Events Conference |
GL - $1MIL/$2MIL |
$1,500 |
| Battery Manufacturer with losses |
Package & Umbrella |
$200,500 |
| Coastal Public Golf Course |
Property, Inland Marine, GL |
$26,000 |
| Drafting - Computerized mapping |
GL - $1MIL/$2MIL |
$850 |
| Inland Marine |
Jewelry - $13,000 |
$250 |
| Real Estate and Hotel Management |
EPLI - 55 Employees (10 Seasonal) |
$2,200 |
| Camp Ground - Cape Cod |
Wind Only - $9,900,000 |
$24,000 |
| Brownstone Rehab |
BR/OCP - $1,300,000 |
$8,000 |
| Commercial Cleaning Company |
GL $1MIL / $2MIL |
$6,500 |
| Theater Company - Cape Cod |
Package |
$5,000 |
| Network Programming Company |
Technology E&O $1MIL |
$3,400 |
| Full Service Medical Clinic |
2MIL D&O / EPL / Fiduciary |
$9,800 |
| Discontinued Opts (Auto Mechanic) |
1MIL / 1MIL |
$15,000 |
| Int'l Emergency Medical Service |
1MIL / 3 MIL |
$3,000 |
| Home Based Business - Photographer |
Business Property/Liability |
$183 |
| Workplace Violence |
$1MIL |
$1,320 |
| Woodworking Risk |
Package |
$3,480 |
| Recycling Center |
GL - $1MIL/$2MIL |
$8,250 |
| Merchandisers Shopping Mall |
Flood Coverage |
$87,000 |
| Coastal Condo Association |
$20 MIL TIV / $25,000 Wind Deductible |
$73,000 |
| International Soccer Game |
Special Events GL/Host Liquor |
$1,600 |
| Trucker |
GL |
$4,500 |
| Cape Motel |
Prop $5MIL / GL |
$21,000 |
| Restaurant |
Wind Only |
$2,400 |
| Restaurant / Club |
GL/Liquor |
$13,500 |
| Railroad Signal Design Engineer |
$1M Primary/Project Specific XS |
$6,868 |
| Hydrogeologist and Lab |
$1MIL GL/PL/CPL Combo |
$2,500 |
| Contractor(Records Mgmt/Trainer) |
$1 MIL Misc. E&O (Contingent BI) |
$13,251 |
| Mortgage Broker |
$500,000 Misc. E&O |
$4,600 |
| Theater Company |
$1 MIL Non-Profit D&O/EPLI |
$5,000 |
| Vacant Building |
Admitted Carrier $4.7 MIL Pkg |
$17,620 |
| Restaurant |
Liquor Liability |
$16,267 |
| Machine Shop |
DIC (Flood/Quake) |
$3,500 |
| Oil Company |
Underground Storage Tank |
$10,447 |
| Assisted Living Facility |
XS Flood |
$30,000 |
| Wedding Reception |
Host Liquor |
$1,000 |
| Wedding Reception |
$1MIL GL |
$250 |
| Bed & Breakfast on Block Island |
$2MIL Prop./$1Mil/GL $1MIL / $2MIL |
$13,024 |
| Ocean Marine |
GL/Land Based Property/Docks |
$26,125 |
| Foundry |
Property & Liability |
$8,800 |
| Bar/Nightclub (Coastal) |
GL/Liquor/Property |
$25,000 |
| Welding/Pipefitter |
GL $1MIL / $2MIL / Umbrella $4MIL |
$26,000 |
| Landscaper with Snow Removal |
GL $1MIL / $2MIL |
$2,400 |
| Condominium Complex |
Wind Deductible Buyback |
$5,000 |
| Homeowners Assoc. w/ ocean beach |
GL $1MIL / $2MIL |
$2,800 |
| Residential Property |
XS Flood - $500,000 TIV |
$2,000 |
| Commercial Builders Risk |
XS Flood - $5.1 MIL TIV |
$38,000 |
| Multi-Media E&O (TV & Radio) |
$1 MIL |
$5,000 |
| Public Housing on Block Island |
Property |
$13,000 |
| Construction Manager |
E&O |
$8,368 |
| Waterfront Bar |
Package w/ liquor |
$21,682 |
| Multi-Location/Multi-Family |
Property & Liability |
$25,900 |
| Marine Lab/Study Center |
Prop /Liab |
$24,000 |
| Coastal Restaurant - Lessors Risk |
Prop & GL |
$6,000 |
| Terrorism - Construction Company |
GL |
$32,000 |
| Oil Storage Tanks |
Pollution |
$4,000 |
| Special Event - Golf Cocktail Hour |
Liquor Liability |
$350 |
| Lakeside Condo |
Pack |
$13,000 |
| Battery Manufacturer |
GL/Products $1Mil / $2 Mil |
$15,000 |
| Grill Manufacturer |
GL/Products $6 Mil / $12 Mil |
$170,000 |
| Septic Tank Installation/Removal |
GL/CPL/TPL $1 Mil / $2 Mil |
$3,000 |
| Home Watch Services |
$ 1 Mil E&O |
$1,200 |
| Trash and Refuse Pickup/Hauling |
GL/CPL/TPL $1 Mil / $2 Mil |
$19,800 |
| Prototype Design Firm |
BOP/GL $1 MIL A&E Prof. |
$2,600 |
| Hotel |
Outbreak Extra Exp. (bed bugs) |
$18,000 |
| High End Real Estate Firm |
$1 Mil EO |
$1,900 |
| Home Health Care Group |
GL/PL separate abuse & molestation |
$4,306 |
| Public Officials Planning Commission |
$1 Mil D&O/EPLI |
$2,500 |
| Habitational (Multi Locations) |
First Loss Policy $2 Mil Limit |
$9,720 |
| Construction/Snow Removal |
GL $1MIL / $2MIL / Umbrella $5MIL |
$20,000 |
| Construction GL |
$1 MIL Excess |
$7,500 |
| Wind Deductible Buy down |
$161,000 Limit (1% to $25K) |
$7,500 |
| Apartments |
TIV - $1,465,000 Package |
$8,500 |
| Day Spa Salon |
GL/PL Combo w/ abuse & molestation |
$4,150 |
| HVAC/Refrigeration Design/Build |
CPL with Transport $1Mil / $2 Mil |
$10,296 |
| Local Waste Hauling Company |
CPL with Transport $1Mil / $2 Mil |
$18,460 |
| Environmental Testing/Sample |
A&E $1M conting-BI/Pollution |
$15,000 |
| Construction Management |
E&O $2M/2M - conting BI/PD |
$5,300 |
| Project Management Firm |
Bond $2M - w/ 3rd party |
$2,354 |
| Biology Lab - Employee Stock Option |
$3M - Mgmt Liability Pkg |
$21,000 |
| Asbestos Abetment |
GL/Contractors Pollution $1M/$2M |
$2,200 |
| Retail and Apartment |
Package |
$5,100 |
| Condo Complex |
GL $1M/$2M Property & E&O |
$11,200 |
| Vacant Properties |
GL $1MIL / $2MIL |
$2,800 |
| Rowing Club |
GL $1MIL / $2MIL |
$850 |
| Historic Tax Credits (5 Yr. Policy) |
Property $1,250,000 |
$25,000 |
| Data Privacy Breach |
Tech E&O $2,000,000 |
$11,970 |
| Builders Risk w/ soft costs |
$5,770,000 |
$19,800 |
| Home in Nantucket, MA |
Primary Homeo with ID Fraud |
$3,361 |
| Personal Umbrella |
$2M - 2 Youthful Drivers w/ Activity |
$724 |
| Wind Turbine Tower |
Property/Boiler Machinery |
$4,900 |
| Condos with multiple losses |
Package incl. D&O |
$14,500 |
| Coastal Condos |
Package / $1,200,000 Prop |
$5,500 |
| Roadside Assistance |
Excess Auto |
$12,500 |
| Home in Westport, MA |
TIV - $672,800 w/ $17,500 schedule |
$1,855 |
| Home in Jamestown, RI |
TIV - $1,220,000 |
$5,471 |
| Home in Warwick, RI |
TIV - $3,540,420 |
$9,221 |
| Home Based Business |
GL $1MIL / $2MIL |
$800 |
| EPL - Delivery Service with Lawsuit |
$2 MIL |
$11,000 |
| Disc PR/CO for HVAC |
$2 MIL |
$9,000 |
| ISO Product Testing Lab |
Products Liability - $2 MIL |
$7,500 |
| ISO Product Testing Lab |
A&E Professional $1 MIL |
$8,188 |
| Nightclub |
$5M XS over CGL,Liquor,A&B |
$15,000 |
| Private Medical Practice |
Data & Privacy - $1 MIL |
$4,000 |
| Ticket Agency |
Professional Liability - $1 MIL |
$1,500 |
| Passport Service Agency |
Professional Liability - $1 MIL |
$1,500 |
| Medi Spa and Wellness Center |
CGL & Professional with Abuse/MOL |
$4,700 |
| Long Term Tech Placement |
Technology E&O $5MIL |
$27,000 |
| Secondary Home in Edgartown |
TIV - $3,918,010 |
$10,236 |
| Homeowners in Osterville, MA |
TIV - $5,217,100 |
$18,260 |
| Builders Risk Home in Westerly, RI |
TIV - $540,000 |
$2,676 |
| Home on Nantucket |
TIV - $1,655,400 |
$4,836 |
| Historic Inn of Cape Cod |
Package |
$9,000 |
| Fire Damaged Strip-Mall |
Property/GL TIV - $400,000 |
$6,500 |
| Large Mill Building (Textile Manuf.) |
TIV - $3,500,000 |
$15,500 |
| Jewelry Manufacturers Output Policy |
TIV - $20 Mil+ domestic & foreign |
$126,000 |
| Fire Alarm Installation |
GL $1MIL / $2MIL |
$11,500 |
| Condominium |
Wind Only |
$27,000 |
| Bartending/Catering |
Liquor Liability/General Liability |
$3,300 |
| Personal Trainer |
GL/PL with abuse/molestation |
$575 |
| Component Testing Lab |
Errors and Omissions |
$5,890 |
| Masonry Contractor |
Umbrella - $5 MIL |
$7,000 |
| Solar Panel Mounting Manufacturer |
Product Recall with E&O |
$47,410 |
| General Contractor |
Professional Liability - $1 MIL |
$8,600 |
| Painting Contractor |
GL/PL |
$25,000 |
| Personal Liability |
Excess - $1 MIL |
$702 |
