We have an in house binding facility for excess flood and wind buy back in excess of the NFIP and standard carriers.

• Limits available up to $10 Million for Real and Personal Property
• Customized coverage available
  • Underlying Limits Required
    • $250,000 (1-4 Family) Real Property
    • $100,000 Personal Property
  • Excluded Classes
    • Properties built on stilts over water
    • Properties in undeveloped coastal barrier areas
    • Contents located in basements
    • Properties in the course of construction
    • Manufactured Homes
    • Properties located in non-participating NFIP communities
  • Requirements
    • Excess Flood Application
    • Loss History 
    • Copy of primary flood declaration pages
    • Elevation Certificate (if available)

**subject to underwriting guidelines**

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