Hospitality•Restaurants•Bars•Clubs
Hospitality Packages
DeCotis partners with a number of carriers to help you with your hospitality industry clients. Our programs enable us to write the coverages required to address the unique and difficult exposures connected with these risks.
Target Accounts
- Coastal Resorts
- Restaurants
- Bars, Pubs & Taverns
- Private and Adult Clubs
- Fraternal Clubs (elks, etc)
- Convenience Stores and Gas Stations
- Hotels
- Motels
- Bed and Breakfast
Lines of Business
- Commercial Package
- Commercial Property
- Boiler and Machinery/Equipment Breakdown
- General Liability
- General Liability with Liquor including Assault and Battery
- Stand Alone Liquor including Assault and Battery
- Employment Practices Liability including Third Party Liability
- Directors and Officers with Additional Side A Option
- Crime with Third Party Liability Option
- Outbreak Expense
Liquor Liability Package Program
DeCotis programs allow us to write Liquor Liability on a mono-line basis (including assault and battery coverage) or packaged with the General Liability. Risks in the business of selling, serving or providing alcohol are eligible including:
- Bars (including sports bars)
- Pubs & Taverns
- Restaurants
- Private Clubs
- Adult Entertainment Clubs
- Retail and Package Stores
- Wholesalers/Distributors
- Special Events
Products are available in all New England states, New York, and New Jersey with minimum premiums as low as $750 depending on the carrier. Our experienced staff can usually provide quotes within 72 hours of receiving the underwriting specifications.
We represent the following GL/Liquor Markets
- Navigators
- Arch/Axiom
- AIG/Lexington
- Aspen
- Western World & Essex (Special Events only)
- USLI
We also quote convenience stores with Liquor Sales – please Contact us for an application today.
